Xolo

I've used Xolo since 2017 — one of their earliest customers when they were still called LeapIN. Started with Xolo Go for straightforward freelance invoicing, then switched to Xolo Leap in my third year when I wanted a dedicated accountant. The dashboard is the best I've seen in the e-Residency ecosystem. Invoicing, expense tracking, tax overviews, document archive — all in one place. I signed my company's founding documents from a cafe in Chiang Mai using my e-Residency card and Xolo's platform. No notary, no office visit. The Wise integration is the killer feature: every transaction syncs automatically, gets categorized, and shows up in my monthly financial report. I spend about 5-10 minutes per month on bookkeeping — uploading receipts via the mobile app. My personal accountant on the Leap plan knows my business, reminds me of deadlines, and answers tax questions within 24 hours. He once caught a miscategorized expense that saved me €340 in taxes. My most complex question — US withholding tax on a payment from an American client — was resolved within 48 hours with concrete steps and the right tax forms. The annual report takes me 20 minutes: Xolo prepares everything, I review the numbers, sign digitally, done. In 8+ years, zero errors, zero missed deadlines, zero compliance issues. One thing to know: Xolo had German-language support in the early days. Since around 2020, everything is English only. The quality hasn't suffered — but you need working English for accounting terminology.

— Sebastian Kühn, e-Resident since 2015