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Comparison

All e-Residency Service Providers Compared

Complete comparison of Xolo, Companio, and 1Office — pricing, features, and which one fits your situation.

4 min read2026-07-17
 
WiseRecommended
XoloRecommended
1Office
Paysera
Revolut
LHV Pank
Companio
Rating
4.8
4.7
4
3.5
4.2
3.8
4.3
Setup Cost€50€0€0€0€0€0€390
Monthly From€€€€€€€
Accounting
Invoicing
VAT Filing
Annual Report
Virtual Office
Dedicated Accountant
BankingXolo, Companio, 1OfficeWise, Revolut, LHVLHVXolo, CompanioXolo, Companio, 1OfficeWise, LHV
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Quick verdict

For most freelancers: Xolo Leap Starter (€59/month, no setup fee). Best dashboard, most reliable, excellent Wise integration — and since Xolo's pricing restructure, also the cheapest full package on the market.

Need Spanish-language support: Companio (PRO, €89/month + €390 setup). Modern dashboard, but no longer the budget option it used to be.

Need legal support: 1Office (€315 formation + from €90/month). Most comprehensive service range, modular pricing, less modern platform.

My Experience

I've been with Xolo since 2017. I've researched all alternatives thoroughly, but I haven't personally used Companio or 1Office. My comparison of those two is based on their public information, user reviews, and conversations with people who use them.

How to read this table

The comparison table above shows real-time data from our database, verified monthly. Prices shown are the starting tier — most providers offer premium plans with additional features.

Key things to compare:

  • Setup cost — one-time fee to register your company
  • Monthly cost — ongoing fee for accounting, tax filing, invoicing
  • Banking — which payment providers integrate with the platform
  • Dedicated accountant — available on premium plans

Detailed breakdown

Xolo — The market leader

Xolo has the largest user base among e-Residency service providers. Their platform (especially the dashboard) is the most polished in the market. The company-management product is Xolo Leap, now in four tiers (all ex VAT, no setup fee — state fees are paid through Xolo):

  • Leap Starter (€59/month): The essentials for a solo company — the cheapest full package on the market.
  • Leap Standard (€99/month): The sweet spot for most established freelancers.
  • Leap Pro (€139/month): For higher revenue and more complex businesses.
  • Leap Premium (from €259/month): Maximum hands-on service.

(Xolo Go is now a separate €0/month pay-as-you-go product for freelancing without your own company — not company management.)

The Wise integration is particularly good. Transactions sync automatically, making bookkeeping almost effortless.

Companio — No longer the budget option

Companio used to be the cheap alternative to Xolo. After its pricing restructure, that framing is obsolete. Their onboarding process is smooth and their interface is clean, and they're the only provider with Spanish-language support.

  • PRO (€89/month + €390 setup): The entry plan.
  • Premium (€199/month): The mid tier.
  • Ultra (€594/month): The top tier.

The trade-off: €30/month more than Xolo's Starter tier plus a setup fee Xolo doesn't charge, a smaller team, and fewer bank integrations.

1Office — The comprehensive option

1Office offers the widest range of services, including legal support and physical office space. Best for businesses that need more than just accounting. Pricing is modular:

  • Formation (€315 one-time): Includes the state fee, registered address, and contact person.
  • Maintenance (€15/month) plus accounting from €75/month — full-service accounting from €135/month.

The downside: the modular items add up, and the interface is less modern than Xolo's or Companio's.

My recommendation

Your monthly revenue determines the best choice:

Your revenueBest providerWhy
Under €2,000/monthXolo Leap Starter (€59)Cheapest full package, no setup fee
€2,000-5,000/monthXolo Leap Standard (€99)Best value for growing businesses
Over €5,000/monthXolo Leap Pro (€139) or Premium (from €259)More service pays for itself
Complex structure1Office (€315 + €90+/month)Legal support included
Tip

Don't overthink this decision. All three providers handle the basics well. The most important thing is to get started — you can always switch providers later (your company stays the same, only the service provider changes).

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